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Financing
Increase in the borrowing limit for professional microcredit
Publié le 17 décembre 2024 - Directorate for Legal and Administrative Information (Prime Minister)
Are you creating or taking over a company? Couldn't get a bank loan? Professional microcredit allows you to get the loan you need. Its borrowing limit has just been raised.
Intended for companies who have not been able to take out a bank loan, professional microcredit now makes it possible to obtain loan of €17,000 maximum (instead of €12,000 previously).
What are the conditions to benefit from microcredit?
Companies seeking professional micro-credit must meet the following conditions:
- not more than 3 employees;
- have been in existence for at least 5 years;
- failed to obtain a bank loan;
- be guaranteed up to 50 % of the micro-credit granted.
Please note
To obtain this loan, you can contact ADIE (Association pour le droit à l'initiative économique), France Active, Initiative France, Réseau Entrepreneur or Creasol.